Lead: Decision Science

  • Full Time
  • Stellenbosch, Western Cape, South Africa

Capitec Bank Ltd

Lead: Decision Science

Date: 12-Nov-2019


Stellenbosch, Western Cape, ZA

Capitec Bank Ltd

Purpose Statement
  • To ensure the deliverables within the area of responsibility aligns with the objectives, plans, processes and standards of Credit Decision Science (Granting Model/Collections, Recoveries, Account Management)
  • To lead a team of specialists within the Collections, Recoveries and Account Management  / Granting Model function to perform analysis that translates active business data into usable strategic information in order to inform the business on any critical and measurable credit and risk indicators.
Experience & Qualifications

• Relevant Degree with a major in  Data Science /  Mathematics / Statistics / Risk Management with 6 years’ relevant experience in statistical analysis


Relevant Honors Degree with a major in Data Science / Mathematics / Statistics /  Informatics / Risk Management with 5 years’ relevant experience in statistical analysis


• Relevant Master’s Degree with a major in  Data Science /  Mathematics / Statistics / Risk Management with 4 years’ relevant experience in statistical analysis


Experience must include the following (within the Retail Credit Risk Management Environment):

  • Extracting and Aggregating Data from Large Relational Databases
  • Data Mining and Predictive Modelling
Knowledge & Skills
  • Communication skills (verbal and written) in English 
  • Numerical skills
  • Advanced Analytical skills
  • Report writing skills at strategic / executive level
  • Computer literacy (Advanced MS Excel)
  • Attention to detail (accuracy)
  • Programming skill (SAS, SQL, R, Python)
  • Structured thinking and approach (process orientation)
  • Able to interpret user requirements accurately 
  • Able to translate business requirements into business requirement specifications 
  • Ability to investigate, analyse, design and deliver business solutions 
  • Able to perform under pressure and work towards strict deadlines
  • Adaptable to change
  • Proactive
  • Client service orientation
  • Business acumen wrt understanding technical issues and the impact these may have on the design and delivery of business solutions. 
  • Knowledge of the retail credit environment / industry
  • Interpersonal and relationship management skills
  • Ability to engage with people at various organisational levels
  • Coaching and mentoring skills
Additional Information
  • Clear criminal and credit record


Capitec is committed to diversity and, where feasible, all appointments will support the achievement of our employment equity goals

Tagged as: Capitec Bank, South Africa, Stellenbosch, Western Cape